Introduction
My neighbor Tom started in HVAC five years ago after his factory job got outsourced. He was nervous about the career switch at age 35, but his first question was the same one most people have: “Can I actually make a living doing this?”
He showed me his pay stubs last month – he’s now earning more than he ever did at the factory. His story isn’t unique. I’ve watched dozens of people build solid careers in this field, and the financial reality might surprise you. Let me walk you through what I’ve learned from Tom and others about what you can really expect to earn.
Understanding HVAC Technician Salaries
When Tom started, he was making about $18 an hour as an apprentice. Fast forward to today, and he’s up to $32. That’s typical for someone with his experience. Across the country, the amount that HVAC technicians take home varies significantly – most fall somewhere between $48,000 and $82,000 per year.
The numbers look different depending on how you break them down. Monthly, that’s usually $4,000 to $6,800 hitting the bank account. Hourly, you’re looking at $23 to $39 for the most experienced techs. However, here’s what doesn’t show up in the basic numbers: overtime during heat waves, emergency call bonuses, and commission on new system sales.
Key Factors That Impact Your HVAC Pay

Tom learned that not all HVAC jobs pay the same. When he worked for a small local company, his pay was decent, but the benefits were slim. Then he moved to a larger commercial outfit, and his whole compensation package improved – better health insurance, retirement matching, and even a take-home truck.
The weather also plays a significant role. Last summer, during that heat wave, Tom was working 60-hour weeks, and his paycheck showed it. Winter brings its own challenges – when temperatures plummet, emergency calls spike. Where you work matters tremendously,y too – technicians in colder states often make more because heating systems are more complex.
Entry-Level vs. Experienced Technician Earnings
Remember when I mentioned Tom started at $18 an hour? That’s standard for someone just breaking into the field. Most beginners earn between $35,000 and $45,000 that first year. It’s not spectacular money, but you’re essentially getting paid to learn a trade that will serve you for decades.
The genuine shift happens during year three. This was when Tom moved from apprentice to journeyman level, earning him an additional almost $8 per hour. Technicians with experience can expect to reach the $70,000-$85,000 annual pay range if they are qualified and specialized (e.g., in commercial refrigeration or building automation). Even some of Tom’s coworkers who are on year 15+ are over $100,000.
Highest-Paying States for HVAC Careers
Tom’s cousin, an HVAC technician in Alaska, has a different pay stub than Tom. The freezing weather makes the lack of heating systems a life-or-death situation; thus, technicians can negotiate higher wages. The same goes for states with extreme climatic conditions, like harsh winters and extremely hot summers, which would typically yield higher pay scales similar to those in Alaska, Massachusetts, Illinois, etc.
At the same time, a larger paycheck does not necessarily mean a better or higher overall quality of life. A technician earning $65,000 in Tennessee likely has a more desirable home and more discretionary income than someone earning $85,000 in California. When developing a location analysis, be sure you review housing costs or taxes, and just the salary, at the bottom of the page.
Specializations That Boost Your Income
Tom discovered this truth the hard way – general residential techs hit a pay ceiling pretty quickly. Last year, he obtained his commercial refrigeration certification, which alone increased his pay by $4 an hour. Now he services supermarket freezer systems and restaurant cooling units.
The real money tends to be in specialization. Technicians who work on industrial cooling systems, building automation controls, or energy efficiency systems typically earn 20-30% more than residential generalists. Each certification you add – whether it’s for specific brands or advanced systems – puts more money in your pocket.
Benefits and Perks Beyond the Paycheck
What Tom appreciates most now isn’t just his hourly rate – it’s the company truck he takes home every night. He estimates that saves him about $600 a month in vehicle payments, gas, and maintenance. His health insurance is better than mine as an office manager, and he gets a week more vacation than I do.
Many HVAC companies offer performance bonuses, tool allowances, and paid training. The union shops provide pensions that are almost unheard of elsewhere. When you’re evaluating job offers, don’t just look at the hourly wage – the benefits package can be worth thousands extra each year.
HVAC vs. Other Trade Careers: Salary Comparison
Tom’s brother is an electrician, and they often compare notes. Their earnings are surprisingly similar – both hovering around $60,000 annually. Their friend, who’s a plumber, makes slightly less, while another, who repairs elevators, earns more but says there are fewer job openings.
Each trade has its pros and cons. HVAC tends to receive more emergency calls, but also has more opportunities for overtime. Electricians often work more predictable hours but might have fewer chances for bonus pay. The physical demands vary too – HVAC involves more crawling in tight spaces, while electrical work might mean more time on ladders.
| Trade | What You Typically Earn | Job Availability | Physical Demands |
| HVAC Technician | $48,000-$82,000 | High everywhere | Crawling, lifting, and weather |
| Electrician | $45,000-$85,000 | Steady demand | Working at heights, precise work |
| Plumber | $42,000-$78,000 | Consistent need | Heavy lifting, confined spaces |
| Carpenter | $38,000-$70,000 | Varies by region | Very physically demanding |
How to Increase Your Earnings in HVAC
Tom’s strategy for boosting his income has been straightforward but effective. First, he pursued every certification his company would pay for. Each one meant a small raise. Second, he volunteered for the on-call rotation, even though it meant sometimes working weekends. The extra pay was worth it.
He also developed his customer service skills. Technicians who can clearly explain problems and build trust with homeowners are often assigned to more valuable service contracts. Some of Tom’s coworkers earn significant commissions by recommending system upgrades at the right time. It’s about being both a skilled technician and a savvy businessperson.
The Real Cost of Becoming an HVAC Technician
Tom’s trade school cost him about $12,000 and took nine months. He financed it through a combination of savings and a small loan. His initial tool set cost around $1,800, although his first employer helped offset some of that expense.
Compared to my four-year college degree that left me with $35,000 in debt, Tom’s investment looked pretty smart. He was earning money within a year of starting school through his apprenticeship, while I was still sitting in classrooms. The barrier to entry in HVAC is relatively low, but the return on investment is substantial.
Is an HVAC Career Financially Worth It?
Looking at Tom’s situation now – owning his home, supporting his family, putting money away for retirement – the answer seems clear. HVAC has provided him with a solid middle-class lifestyle, free from the massive student debt that burdens many of our friends.
The work isn’t easy – I’ve seen him come home exhausted after a day in a hot attic or on a frozen rooftop. But he takes pride in solving real problems for people, and the financial rewards match the skill and effort required. In an economy where many jobs are uncertain, knowing how to keep people comfortable in extreme weather provides remarkable job security.
Conclusion
Five years into his HVAC career, Tom has no regrets about leaving the factory. He has built a stable financial foundation, owns a home that his factory paycheck would never have covered, and actually enjoys his work most days. The path wasn’t always easy, but the financial rewards have been very real.
If you’re considering this field, the financial rewards are definitely there for those willing to learn the trade, pursue certifications, and put in the necessary work. It’s a career that rewards skill and dedication with solid earnings that can comfortably support a family.
Frequently Asked Questions
What is the highest-paying HVAC job?
Commercial refrigeration technicians and HVAC project managers typically earn the most. Those who work on supermarket cooling systems, industrial equipment, or who manage big installation projects can make $90,000 to $120,000 per year.
Can HVAC make $100,000 a year?
Definitely, plenty of seasoned HVAC technicians earn six figures, particularly those with specialized skills, overtime hours, or who run their own business. It often takes about 5-10 years of experience and additional certifications.
Is HVAC a stressful job?
It can be, but it depends. The work involves emergency calls during extreme weather, tight spaces, and sometimes frustrated customers. However, most technicians find problem-solving rewarding and enjoy the variety of working in different locations every day.
Can you make six figures in HVAC?
Definitely, technical specialists, service managers, and business owners regularly earn over $100,000. The key is gaining advanced skills in areas like building automation, industrial systems, or energy efficiency, then taking on more responsibility.

